GET STARTED WITH OLIPAY TODAY
Olipay makes it easy for you to access loans quickly from your smartphone! Sign up in seconds, apply for a loan and receive your money straight to your bank account. It’s a fast and reliable way to access credit when you need it the most. Get up to R$5,000 in credit and delivered right to your bank account or in person at our cash points.
SAFE AND SECURE
Olipay makes getting a personal loan simple by using the data on your phone including your SMS history, phone and contacts to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.
HOW IT WORKS
* Download Olipay on your mobile phone
* Sign up, allow us to access your SMS/phone data and answer some questions
* Have your ID number and bank details in hand
* Find out within minutes if your loan application was approved
* We transfer mobile money to your account or offer cash withdrawals from local partners
* The Installments expire weekly one after the other
* Pay the Installments using your phone or bank transfer
* Pay on time and get bigger loans of up to R $ 5,000!
RATES AND FEES:
Interest rates vary based on the amount of the loan.
Loan amounts go from 150 R$ up to 5000 R$ with terms from 70 to 90 days. Annual percentage rate (APR) goes from 216% to 790% (13% to 25% monthly). Example: for a R$300 / 70-day loan, our total commission fee will be R$60 for a total payment of R$360. Total Effective Cost is 20.74% and equivalent Annual Percentage Rate (APR) of 361.11%
Depending on the amount of the loan for which you were approved, you always have the option of choosing a term of, at least, 70 days.
IMPORTANT! Use the app responsibly, do not borrow more than 30% of your monthly income.
PERMISSIONS AND PRIVACY
Before uploading or collecting any information from you, we require you to review all of our privacy disclosures and ask for your affirmative consent. By downloading Olipay we will ask you to allow us to scan your phone information (SMS, Calls, location and contacts) so that we can verify your identity and evaluate your credit. This analysis is performed through our algorithms and in real time.
The application is completely secure, and your information will be treated with the utmost secrecy and we will never share your information without your express consent. Please check our latest privacy policy here: https://Olipay.com/privacy
CONTACT US
Questions? We provide support 24 hours a day through the app
Do you have more questions or need more assistance? Please contact suporte@olipay.com.br.
Our business hours are Monday through Friday from 9 am to 5 pm.
Like us on Facebook: facebook.com/GranaPraVc | Siga-nos no Facebook: facebook.com/GranaPraVc
Visit our website: Olipay.com | Visite nosso site: Olipay.com
The Olipay application belongs to Grana Pagamentos Mobile Ltda., A legal entity, registered with CNPJ / MF under nº. 29.593.185 / 0001-77, with headquarters at Rua Vergueiro, 3406, conj. 138, Bairro Vila Mariana, in the municipality of São Paulo, State of São Paulo. Olipay is not a financial institution and does not do credit operations directly, but a banking correspondent. All loans made are in accordance with the regulations of the Central Bank of Brazil. Services currently available only in Greater São Paulo.
The payment of advances or payment of investment installments may have its legal rights, such as the inclusion of a database on protection assets, the protest of securities and the filing of collection actions.
All rights reserved.
*These fees include taxes. Some additional fees
here the payment is made.